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Grameen Vikas loksanstha (PIRD)

MDDP Project
About Us (Marathi)
Child labour
Child labour -Marathi
Girl Child Marriages
Women Programmes
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(Implemented during the year 1999-2002)

Social and Economic Results Of Project

Programme - 1

Water Resource Development


To Dug 40 new wells and deep. 32 old wells.

Action Programmes

  1. 55 new wells were dug.

  2. 49 old wells were deep.

  3. For digging new wells, on an average, 4 farmers were involved. For deepening old wells, on average 3 farmers were involved.

  4. Preference was given for (providing) drinking water.

  5. Training programmes were held for increasing crop yield.

  6. Beneficiaries of this programme fitted, by their own efforts, engines/ motors on 76 wells.

  7. Farmers organisations were not established at the village level. In the initial stages an attempt was made to select the beneficiaries through the Gram Sabhas. The selection process was taking a long time and the target dates could not have been met. Hence, the selection process through the Gram Sabha was kept in abeyance.


  1. 224 farmers joined the programme for digging new wells.

  2. 113 farmers joined the programme for deepening old wells.

  3. 58.62 hectares of land belonging to 224 farmers of new wells Programme, and 50.76 hectares of land belonging to 113 farmers of old wells Programme, came under irrigation, 5 hectares of land received water through out the year.

  4. Income from Irrigation :

    A. Ahmedpur Site

    The monetary gain was Rs. 5,95,395/- for the 171 farmers of new wells Programme and Rs.3,81,870 for 79 farmers of the old wells Programme in the period of three years.

    B. Palam Site

    The monetary gain was Rs. 1,15,395/- for the 87 farmers of new & Old wells Programme in the period of Two years.

    Total Additional

    Income (A+B) = 9,93,065.00

  5. From both the programmes (new and old wells) 540 Families from 18 Villages got drinking water.

  6. Because of irrigation development, the living standards of the beneficiaries improved.

  7. Due to the water resource development programme, employment opportunities for 31,905 man-days were created.


        1. It was visualised that the selection of beneficiaries would be done by farmers organisations at the village level. However, on this issue there was considerable difference of opinion and argument in the Gram Sabha. Due to this and the approaching dead line, as also for some technical reasons, the selection was done under the "Peoples Institute of Rural Development.'.

Programme - 2



Kitchen Gardens

Action Programmes

1. Under the kitchen Garden Programme, 275 women were provided with vegetable seeds and 800 fruit saplings.


1. Because of this programme 275 women could get vegetables at their doorstep. They will also, in due course, get fruits from the saplings planted. However, this programme could not be run regularly.

Programme - 3

Economic Development Programme


A) Funding for women

Action Programmes

a) Funds for women.

1) For improving the economic status of women and develop their potential, 54 Savings Groups in 31 villages were started. Out of these, 8 were outside the project area and 9 broke up.

b) Business opportunities for women,

1) Women of the Savings Groups got an opportunity for setting up business. The Savings Groups were used as a base (nodal points) to give loans to women so that they could generate more income and become self-sufficient. Altogether Rs. 9,92,000 were disbursed as loan to 252 women.

2) Workshops for women. Women wishing to set up business were given entrepreneurship training in 2 workshops. They were also given information about different business areas.


(1) Due to Saving Groups, the practice of taking loans from moneylenders was restricted.

(2) Women are turning to Savings Groups to meet their urgent needs.

(3) A saving is making women more self-reliant.

(4) Under the economic development programme, the additional income of women increased by Rs. 4,94,150/- and their standard of living improved.

(5) Because women joined the Savings Groups and got additional means of income, their participation in the social decision making process became more effective.

(6) Due to different workshops on information dissemination, farmers, farm workers and women came to know about various programmes and their self-confidence increased.

. Programme - 4


B) Informative Workshop and Seminars.

Action Programmes

Workshops and meetings were organised to give women information about various Govt. Programmes for women, farm workers and small farmers, as also to generate awareness in them. Workshops were organised to cover the following: Training of workers (4); Literacy day programmes (3); organisational training (4); awareness generation for beneficiaries of Well Programme (4); Smokeless churlish awareness (5) Meeting (to discuss) cruel treatment meted out to women (6) workshop for abandoned/deserted women, widows (7) etc.


7) Under the Womens Fund Programme, 35 deserted women, 36 is widows and 191 women from the economically weaker section, were helped in raising finance for setting up industry/business.

8) From the women who participated in the programme, 129 took up dairy work, 106 started sheep farming, 6 obtained sewing machines, and 2 stared production of chilly powder and bangle making & Other 6

Programme - 5

Programmes for Women


Mahila mandals/Saving Groups.

Legal Aid for Women

Action Programmes

(1) In the initial stages 28 Mahila Mandals were established at the village level. However, these Mandals were getting confused about the working of the Savings Groups. Moreover, the Mahila Mandals was not keen to arrange programmes by themselves. Hence, programmes for women were arranged through the Saving Groups.

(2) To unable deserted/abandoned women to fight for justice, information about their legal rights was given to them at workshops, seminars and meetings. In addition the Sanstha (Gramin Vikas Lok Sanstha, Ahmadpur) helped 12 women to file their cases at. Ahmedpur Site & 187 at Palam Site


(1) The most important result of farming the Saving Groups was to get the women, who had never before gone out of their homes, to come together on a common platform.

(2) The savings group women started meeting once a month to discuss loan and repayment (procedures), the accounting of Savings Groups funds and other such matters.

(3) Through the medium of savings groups, women started to take interest in village level problems and, at times, helped to solve them.

(4) Women participating in Savings Group work, or leading the Savings Group movement, improved their family and social status. They became capable of meeting, on their own, members of the Panchayat Samiti, social workers and bank officials.

(5) Due to the legal aid programme, women received help and were able to obtain justice and re-build their family life.

(6) Through legal Aid 152 Women back to their husband & settled their family life.

(7) Through our concealing centre in 56 Deserted women got 15,95,500/- amount as compensation by their husband also 13 deserted women got 15.6 ha. Land from their husband.

Programme - 6


Organising Farm Workers

Action Programmes

(1) To deal with farm workers employment and legal rights, meetings, agitation rallies etc. were held from time to time both at the village and taluka level.

(2) To deal with village level problems and support the anti-globalisation lobby, meetings, conferences and gatherings were organised.


(1) Constant awareness was created about the problems of farm workers and they were brought into focus on a statewide grid. In addition, at the local level, it helped farm workers in getting employment and drinking water.

Programme - 7

Programmes for Children


Eradication of child Labour

Action Programmes

(1) In 46 villages out of 51, educational awareness programmes of 3 to 5 days duration were held to eradicate child labour. During the period 1999-2002 , 4 such workshops were held.

(2) During the Diwali Holidays workshops to re-capitulate information (education awareness) were also held. These were run for 1 or 2 days. In both these workshop children, parents, women, youth and others attended. Efforts were made to get better support from Gram Shikshan Samitis (Village Education Committee) and Gram Panchayats.

(3) During the duration of the project training sessions were held for village education officials.

(4) At the village level an attempt was made to bring schools, teachers, village education officers and parents together.

(5) To promote eradication of child labour meetings and gatherings were held at the village level.

(6) Under the project, workshops and camps to create awareness about education were held, for child labourers and school children.


(1) Due to the programmes held for eradicating child labour, the people of 24 villages are now aware of this serious issue.

(2) However, we cannot say that the programme has succeeded in establishing Gram Shikshan Samitis (Village Education Committees)

(3) The incidence of child labour in the area under the project has declined.

(4) Ahmedpur Site

Before the start of the programme, there were 537 (Boys = 285 + Girls= 252) child labourers, now this figure is 274. Out of these 100 boys and 77 girls have entered school.

(5) Four years ago, in the area under the project, there were 24 (All Boys) child labourers working on yearly contracts. As bonded labour. Now there is only one such case.

(6) In 10 villages under the project Literacy/study camps were held for school going child labourers. This resulted in their getting attracted towards education. Also, the school drop out rate has gone down.

Programme - 8


School Admission


Action Programmes

(1) In every school a programnme was run every year to ensure a 100% admission rate for children in the age group 5 7 years.

(2) Every year children who were released from labour (employment) were helped to get re-admitted in school.


(1) The project has helped in smooth running of schools.

(2) The number of children seeking admissions has increased.

(3) The dropout rate has been reduced. 177 (Boys = 100 + Girls = 77)child labourers from 24 villages, have been brought into the main stream of education

And schooling. For these purpose meetings, camps and other programmes were organised from time to time.

Programme - 9

Education Centres

Action Programmes

1. Education centres were run in 15 villages in the Project Area. At Ahmedpur site.


(1) 175 boys and girls from 5 villages took advantage of these programmes every year. In the period of 1999-2000, 375 children benefited from these education centres. (only at Ahmedpur Site)

Success stories



The village of Hasarni has been under PIRD programmes for the last fifteen years and numerous programmes for women have been undertaken. Women from this village also come to Ahmadpur for other programmes. Thus I, was sure that a Savings Group would be established in this village. As usual when we went to the village it was declared that the meeting on that day was for establishing a Savings Group.

The moment a mention was made of "Savings Group" one of the women said " madam, talk about anything else other than Savings Group. One of the villagers took money from us on the pretext of forming a Savings Group and deceived us" After listening to all I said that the money collected would be put in a bank. Women from your Group will go to the bank and they will purchase any material required to open an account like rubber stamps, register, etc. Money will not be given to any individual. I also told them about the advantages of forming a Savings Group The women were convinced and agreed to form a Group. I felt happy that the meeting was successful.

The next day one of the women. Chyayabai came to our office and said that the village women were reluctant to form a Savings Group. I was surprised because only the day before they had agreed. I went to the village again and found that the men had advised the women not to form a group as there would be no benefits and the women would have to go to Ahmadpur again and again. I then called a few men and women and again explained the advantages of the scheme. They then agreed. A Savings Group made up of thirteen women was formed and an account opened at the Bank of Maharashtra, Ahmadpur. All went well for a month. Then 7 out of the 13 women wanted to opt out of the Group. Again a meeting was held to find out the reason. The men had again opposed the idea fearing that if the women went out of the home for Saving Groups work, the house hold work would suffer. They said " ---Gojamebai--- had no work and was making the women leave their homes ".I was perplexed. Then my colleague Mangala said that I should take a firmer attitude. I should not plead with anyone to join the group and wait for the women to come to me. I accordingly told the women that there was no compulsion and that let the group function for six months.

I kept going to the village as usual. After two months other women started attending the meeting. We told them to attend the meetings even though they were not joining the Savings Group. In the meanwhile the head of PIRD, who is my husband, asked how the Hasarni Group was broken and that we were not able to organise it properly. I told him that it is not easy to form a group, it requires a lot of time. My husband was not satisfied and said we were not able to form a group even with so much time. He may have his reasons but I felt that it was no use forming a group in a hurry only to see it close down. The Group functioned well for six months. Women kept meeting me and visit the bank and the Tehsil office. I kept on encouraging them to do so without fear.

After six months Sangeeta Sudhakar Tidole, Bharatbai Trimukh gaikwad and Bhagiratha Gahinaji Gaikwad came to the office and said that they wanted to join the Group, that remaining out side was their mistake. I said that the decision to take them back was not in my hands but will be taken by the Group members. They held a meeting in the village and they were readmitted in the Group. They started attending the meetings and paid no attention to the snide remarks made by others. The Group is now nine months old.

After one month Nirmalabi joined the group after she was cleared to do so by the Group members. Now a group of ten women has been functioning smoothly. I also felt happy at taking the meetings. We discussed many subjects such as the importance of the members, their status, the co-operation given by others in the household, etc. I told then that the Savings Group was not only to get credit but also formed a pressure group in the village.

Once, members of the group and other village women came to Ahmadpur for a gathering. There they heard me speak and sing with great enthusiasm and force. My song made them aware of the facts of life. Women work day and night but do not have even a small piece of land in their name. The utensils they cook in, the house that they look after, nothing belongs to them. They do not have any decision-making role in the house. After the meeting, Ratnabai Tridole was late returning home. Her mother in law was angry because on that day the entire house holds work had to be done by her. They had a bitter fight. When the husband returned home his mother told him about Rattans late coming and the husband also shouted at her. Ratnabi kept quiet for two days. She felt that it would be humiliating to leave the group and her job as the secretary. After two days she spoke to her mother in law. She requested her not to shout at her or get her son to fight with her. She said that if this happened she would not have any interest left in the house. Ratnabai told the mother in law that she was unaware of what was happening in the outside world. Ushabai in her song showed us how nothing belongs to us women and we unnecessarily fighting amongst ourselves. She requested her mother in law to start attending the meetings and see for her the work that was being done. Her ignorance was also because she was not allowed to go out of the house. The mother in law was stunned to hear this and felt that the daughter in law was saying something strange. So she also started to attend the meeting to hear what the women were discussing. During my next visit to the village Ratnabai told me what had transpired. I sat taking with the mother in law and made her aware of what was happening, The husband continued to get angry on Ratnabai. He told her " Mother your were against the Savings Group, now you are taking her side ". The mother told her son " You are not to get angry when she leaves the house. She is doing good work". The son kept mum after listening to his mother. He was told not to come in between the two women.

Today, the mother in law helps Ratnabai in her work. If someone asks her about the group, she gives all information and fully co-operates with the Group. Ratna is now happy because the husband does not quarrel anymore and the work of the Group has also increased. The Groups turnover is nearly ten thousand rupees and the Institute has given a loan of Rs. Forty thousand. Thus the Group is on a solid footing. No one now goes to the moneylender for a loan. The group is running well for the past three years.

The Group has also taken part in other public issue such as taking attendance at school and distribution of sweets. When there is a power failure the women go to take up the matter with the sarpanch. They support any agitation held in any other village. The work of the Group is being conducted with unity. Kashibai Maruti Gaund, the President of the Group proudly states that the Savings Group will never close even till her death.


Usha Gojame , PIRD ,Ahmedpur

Dist: Latur 413515 (INDIA)




By Padminibai Kondiba Waghmare

As Told to and Recorded by Usha Gojame

My name is Padminibai Dhondiba Waghmare and I am 35 years old. I stay at village Nagzari. My husband deserted me when my children were small. He fought with me saying that I cannot manage anything and hence he wanted a second wife. I have two sons and a daughter. The eldest son is 15 years old. The daughter was married when she was 18 years old. I am living with my parents and somehow managed to survive by working as a lobourer.

When there was meeting in the village regarding formation of a Savings Group, I liked the way Madam talked. She told us about the advantages of forming a Savings Group. But I had a doubt. The Group in being established in my village, the person collecting the money is also from the village. Supposing he does not tell us anything the what will happen? I expressed my doubts to Madam. She said that the money would not be collected by anyone. It should directly deposit the money in the bank in the name of the Svings Group by your group. So there is no question of anyone collecting any money from you. We liked this idea. So we women came together and formed the Pratiksha Savings Group. It was now three years since then. I attended the monthly meetings and the seminars and training ,workshops. There I got all the information and felt better. I started going out of the house for work. Formerly I worked as a farm labour and the thought never occurred to me to ever go beyond my home and the farm. Now I have two sheep bought out of a loan of Rs. 3000 taken from the Savings Group. This improved my life.

Since the establishment of the Savings Group, my problems started getting solved and I started taking interest in my work. In the old days one had to go to a money lender for a loan of hundred rupees and he used to take at the rate of 10 rupees per month per hundred. I have not gone to a moneylender since the Saving group was established. I could provide for my daughters pregnancy and childbirth. I returned the loan regularly. My son failed in one subject in the 10th standard examinations. I told him that he must not leave school but study hard and appear again for the examinations. Since the Savings Group was established I never felt that I am alone. My companion is the Savings Group and I shall never give it up.





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